By agreeing to this
statement, you confirm that you are authorised to act for the
applicant(s) in this mortgage enquiry and confirm that the
applicant(s) have consented to Complete Mortgage & Loan Services (CMLS)
instructing a panel lender to...
| |
|
A |
carry out searches at the
Credit Reference Agencies to verify any information and to
asses the enquiry and understand that |
| |
i) |
information held about
them at the Credit Reference Agencies may be linked with the
applicant(s) financial partner(s)i) |
| |
ii) |
information given about
another applicant is accurate and that all applicant(s) have
consented to any other applicant(s) disclosing their
personal data for the purposes set out therein |
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iii) |
information about joint
applicants will be linked at the Credit Reference Agencies |
|
B |
verifying any information the applicant(s) have
provided. If false or inaccurate information is provided
and fraud is identified, details will be passed to fraud
prevention agencies to prevent fraud and money laundering |
|
C |
taking up references |
|
D |
recording any information provided for the purpose of
processing the applicant(s) enquiry |
Please ensure the following is read to the applicant(s)...
Information held about you by the Credit Reference Agencies may
already be linked to records relating to one or more of your
financial partners. For the purpose of this application you
may be treated as financially linked and your application will be
assessed with reference to any associated records.
Please note...
Lenders
may use a 'credit scoring' or other automated process in deciding
whether to accept your application and during the life of your
account, for example to review your secured debt and/or the interest
rate and other charges on your account (all of which may be varied
by the them). This may involve searching your records again at
Credit Reference Agencies (who will keep records of the lenders
search) as well as using other information they hold about you.
If you are made aware that a Notice of Correction and/or Notice of
Dispute has been filed with a Credit Reference Agency by or in
relation to an applicant, please notify us immediately. In
order to comply with the Data Protection Act, all such applicants
must be manually reviewed.
Any
decision in principal give, will be subject to the lenders valuation
restrictions. |